Products and Services

We represent a variety of insurance companies and can find the perfect fit for your insurance needs based on your current situation. We’ll make sure that all discounts available to you will be applied.

PERSONAL

Standard Auto
Non-Standard Auto
SR-22 Bond
Motorcycle
Marine
Renters
Homeowners
Umbrella

COMMERCIAL

Building and Property
Business Income
Auto
Umbrella
Workers’ Compensation
Employee Benefits
Farmowners
Loss Control

SPECIALTY

Private School or Child Care Insurance
Camp Insurance
Dance Studios Insurance
Cheerleading or Gymnastics School Insurance
Horse and Farm Insurance
Martial Arts School Insurance
Museums, Historic Homes, Arts Organizations
Social Services Insurance

FAYIN… For All Your Insurance Needs

Standard vs. Non-Standard Auto Insurance

There are generally two types of auto insurance available to drivers: standard coverage and non-standard coverage.FAYIN Insurance offers both. Standard policies are less expensive and are issued to good drivers with solid driving histories. Non-standard insurance is issued to drivers with subpar driving records or who do not have prior insurance coverage. Non-standard premiums are normally much higher, and can cause a driver to reduce coverage amounts so he can afford the policy.

Why Would Someone Need Non-Standard Coverage?

Poor Driving Record
Lack of Prior Insurance
Vehicle Type (i.e. high performance sports car)